Last updated: April 2026
Simplified DCA model
This calculator assumes a straight-line price move between your start and end prices. For exact historic results, use real daily prices from your exchange or a market data provider.
DCA results
Total invested
£1,200
Coins acquired
0.02425133 BTC
Current value
£1,455
Profit / Loss
£255
ROI
21.26%
Lump sum would have outperformed DCA by £336, consistent with rising market conditions.
| Metric | DCA | Lump Sum |
|---|---|---|
| Invested | £1,200 | £1,200 |
| Coins | 0.02425133 | 0.02985 |
| Value | £1,455 | £1,791 |
| Profit | £255 | £591 |
| ROI | 21.26% | 49.25% |
| Winner | Lump Sum | Lump Sum |
| If price goes to | Your value | ROI |
|---|---|---|
| £30,000 | £728 | -39.37% |
| £45,000 | £1,091 | -9.06% |
| £60,000 current | £1,455 | 21.26% |
| £90,000 | £2,183 | 81.88% |
| £120,000 | £2,910 | 142.51% |
DCA means investing a fixed amount regularly regardless of price. You buy fewer coins when prices are high and more when prices are low.
Lump sum often wins in rising markets because money is invested earlier. DCA can reduce timing risk in volatile or falling markets.
Weekly or monthly is practical for most investors. Daily DCA increases averaging but can add fees and admin.
This calculator is designed to help you understand the likely number before you make a decision or start an application.
Your result should be checked against official UK guidance, especially if your circumstances include dependants, exemptions, prior leave, or a complex immigration history.
Treat the figure as a planning tool rather than legal advice. Where the answer affects an application deadline or major payment, speak to an authorised adviser.
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