How maintenance loans are assessed
Maintenance loan entitlement depends mainly on where you live while studying and household income. Higher household income usually means a lower loan, with a minimum loan available even at higher incomes.
Independent vs dependent students
Dependent students are assessed on parental income. Independent students are usually assessed on their own income and, if relevant, their partner's income. Student Finance has strict evidence rules for independent status.
Supplementary grants available
Some students may qualify for extra support, including Disabled Students' Allowance, childcare grants, adult dependants grants, or university bursaries. These can materially change the funding gap.