yCalculator
80 free calculators

UK finance calculators for every money decision

Business loans, tax, mortgages, crypto CGT, and financial independence — updated for 2026.

Take-Home Pay Calculator

Calculate your exact take-home pay after income tax, National Insurance, student loan and pension deductions

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Income Tax Calculator

Calculate your income tax bill for 2025/26 across all income types

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Inheritance Tax Calculator

Estimate UK inheritance tax using the nil-rate band, residence nil-rate band, gifts and reliefs

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Student Loan Repayment Calculator

Calculate monthly student loan repayments and whether you will repay in full before write-off

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Universal Credit Calculator

Estimate your Universal Credit entitlement based on your circumstances

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Council Tax Calculator

Calculate your council tax bill and check eligibility for discounts and exemptions

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Tax-Free Childcare Calculator

Calculate your Tax-Free Childcare top-up and compare against childcare vouchers

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Child Benefit Calculator

Calculate your child benefit entitlement and high income charge

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Marriage Allowance Calculator

Calculate the tax saving from transferring part of your personal allowance to your spouse or civil partner

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Personal Savings Allowance Calculator

Calculate how much savings interest you can earn tax-free and whether you owe tax on savings income

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Pension Tax Relief Calculator

Calculate the true cost of pension contributions after tax relief for basic and higher rate taxpayers

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Pension Annual Allowance Calculator

Calculate your pension annual allowance and check if you have exceeded it

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Pension Drawdown Calculator

Calculate how long your pension pot will last in drawdown and find a sustainable withdrawal rate

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State Pension Calculator

Estimate your state pension and find out when you can claim it

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