Take-Home Pay Calculator
Calculate your exact take-home pay after income tax, National Insurance, student loan and pension deductions
Calculate ->Business loans, tax, mortgages, crypto CGT, and financial independence — updated for 2026.
Calculate your exact take-home pay after income tax, National Insurance, student loan and pension deductions
Calculate ->Calculate your income tax bill for 2025/26 across all income types
Calculate ->Estimate UK inheritance tax using the nil-rate band, residence nil-rate band, gifts and reliefs
Calculate ->Calculate monthly student loan repayments and whether you will repay in full before write-off
Calculate ->Estimate your Universal Credit entitlement based on your circumstances
Calculate ->Calculate your council tax bill and check eligibility for discounts and exemptions
Calculate ->Calculate your Tax-Free Childcare top-up and compare against childcare vouchers
Calculate ->Calculate your child benefit entitlement and high income charge
Calculate ->Calculate the tax saving from transferring part of your personal allowance to your spouse or civil partner
Calculate ->Calculate how much savings interest you can earn tax-free and whether you owe tax on savings income
Calculate ->Calculate the true cost of pension contributions after tax relief for basic and higher rate taxpayers
Calculate ->Calculate your pension annual allowance and check if you have exceeded it
Calculate ->Calculate how long your pension pot will last in drawdown and find a sustainable withdrawal rate
Calculate ->Estimate your state pension and find out when you can claim it
Calculate ->