Business Loan Repayment Calculator
Calculate monthly repayments, total interest and true cost of a business loan
Calculate ->80 free calculators
UK finance calculators for every money decision
Business loans, tax, mortgages, crypto CGT, and financial independence — updated for 2026.
APR Calculator
Calculate the true annual percentage rate on a loan including interest, arrangement fees, insurance and mandatory charges
Calculate ->Take-Home Pay Calculator
Calculate your exact take-home pay after income tax, National Insurance, student loan and pension deductions
Calculate ->Income Tax Calculator
Calculate your income tax bill for 2025/26 across all income types
Calculate ->Inheritance Tax Calculator
Estimate UK inheritance tax using the nil-rate band, residence nil-rate band, gifts and reliefs
Calculate ->Student Loan Repayment Calculator
Calculate monthly student loan repayments and whether you will repay in full before write-off
Calculate ->Compound Interest Calculator
Calculate how your savings or investments grow with compound interest over time
Calculate ->Present Value Calculator
Discount future cash flows into today's money and calculate NPV for investment decisions
Calculate ->Annuity Calculator
Estimate UK retirement annuity income from a pension pot and compare annuity versus drawdown
Calculate ->Interest Rate Calculator
Find the interest rate earned or needed to reach a savings or investment goal
Calculate ->Simple Interest Calculator
Calculate simple interest on savings or loans and compare it with compound interest
Calculate ->Credit Card Repayment Calculator
Calculate how long to pay off your credit card and how much interest you will pay
Calculate ->Debt Consolidation Calculator
Calculate whether consolidating your debts into one loan saves money
Calculate ->Buy Now Pay Later Calculator
Calculate the true cost of buy now pay later and compare against paying upfront or using a credit card
Calculate ->Universal Credit Calculator
Estimate your Universal Credit entitlement based on your circumstances
Calculate ->Council Tax Calculator
Calculate your council tax bill and check eligibility for discounts and exemptions
Calculate ->Tax-Free Childcare Calculator
Calculate your Tax-Free Childcare top-up and compare against childcare vouchers
Calculate ->Rental Yield Calculator
Calculate gross and net rental yield on a buy-to-let property investment
Calculate ->Child Benefit Calculator
Calculate your child benefit entitlement and high income charge
Calculate ->Marriage Allowance Calculator
Calculate the tax saving from transferring part of your personal allowance to your spouse or civil partner
Calculate ->Personal Savings Allowance Calculator
Calculate how much savings interest you can earn tax-free and whether you owe tax on savings income
Calculate ->Pension Tax Relief Calculator
Calculate the true cost of pension contributions after tax relief for basic and higher rate taxpayers
Calculate ->Pension Annual Allowance Calculator
Calculate your pension annual allowance and check if you have exceeded it
Calculate ->Pension Drawdown Calculator
Calculate how long your pension pot will last in drawdown and find a sustainable withdrawal rate
Calculate ->State Pension Calculator
Estimate your state pension and find out when you can claim it
Calculate ->Mortgage Repayment Calculator
Calculate monthly mortgage repayments, total interest and the impact of overpayments
Calculate ->Mortgage Payoff Calculator
See how extra mortgage payments reduce your term and total interest paid
Calculate ->Down Payment Calculator
Calculate the UK mortgage deposit you need, your LTV, and how long it will take to save
Calculate ->Mortgage Affordability Calculator
Calculate how much you can borrow for a mortgage based on your income and outgoings
Calculate ->Stamp Duty Calculator
Calculate Stamp Duty Land Tax for residential property purchases in England and Northern Ireland
Calculate ->Merchant Cash Advance Calculator
Calculate the true cost of a merchant cash advance and convert factor rates to APR
Calculate ->Invoice Finance Cost Calculator
Calculate the cost of invoice factoring and invoice discounting for your business
Calculate ->Business Runway Calculator
Calculate how many months of runway your business has before running out of cash
Calculate ->Start Up Loan Repayment Calculator
Calculate repayments on a government-backed UK Start Up Loan
Calculate ->Business Loan Eligibility Checker
Check whether your business is likely to qualify for a UK business loan
Calculate ->Cash Flow Gap Calculator
Calculate the funding gap caused by the difference between paying suppliers and receiving payment from customers
Calculate ->Working Capital Calculator
Calculate your working capital ratio and assess your business liquidity
Calculate ->Late Payment Interest Calculator
Calculate statutory interest and compensation on late payments from UK business customers
Calculate ->R&D Tax Credit Calculator
Estimate your R&D tax credit claim under the UK SME and RDEC schemes
Calculate ->Break-Even Calculator
Calculate your break-even point in units and revenue for your business
Calculate ->VAT Calculator
Add or remove VAT from any amount. Covers standard, reduced and flat rate schemes.
Calculate ->Dividend vs Salary Calculator
Find the most tax-efficient way to pay yourself from your limited company
Calculate ->Corporation Tax Calculator
Calculate your UK corporation tax liability including marginal relief
Calculate ->Employer NI Cost Calculator
Calculate the true employment cost including employer National Insurance and pension contributions
Calculate ->IR35 Status Indicator
Assess whether your contract is likely inside or outside IR35
Calculate ->Profit Margin Calculator
Calculate gross, operating and net profit margins for your business
Calculate ->Unit Economics Calculator
Calculate CAC, LTV, payback period and LTV:CAC ratio for your business
Calculate ->Equity Dilution Calculator
Calculate how much your shareholding is diluted by a funding round
Calculate ->SEIS / EIS Tax Relief Calculator
Calculate the tax relief available to investors under the SEIS and EIS schemes
Calculate ->Statutory Sick Pay Calculator
Calculate SSP entitlement and cost for employees off sick
Calculate ->Debt Service Coverage Ratio Calculator
Calculate your DSCR to assess whether your business can afford new debt
Calculate ->Loan vs Equity Calculator
Compare the true cost of debt financing against giving up equity in your business
Calculate ->Early Repayment Cost Calculator
Calculate the penalty and true saving from repaying a business loan early
Calculate ->Bridging Loan Cost Calculator
Calculate the total cost of a bridging loan including monthly interest and arrangement fees
Calculate ->Asset Finance Calculator
Compare hire purchase and finance leasing costs for business assets
Calculate ->Apprenticeship Levy Calculator
Calculate your apprenticeship levy contribution and available training fund
Calculate ->Maternity and Paternity Pay Calculator
Calculate statutory maternity, paternity, and shared parental pay for employers and employees
Calculate ->Pricing Calculator
Calculate selling price from cost using markup or margin. Convert between markup and margin instantly.
Calculate ->Churn and Revenue Impact Calculator
Calculate customer lifetime value and the revenue impact of reducing churn for subscription businesses
Calculate ->Business Capital Gains Tax Calculator
Calculate CGT on business asset disposals including Business Asset Disposal Relief (formerly Entrepreneurs Relief)
Calculate ->Commercial Property Stamp Duty Calculator
Calculate Stamp Duty Land Tax on commercial property purchases in England
Calculate ->Business Lease Cost Calculator
Calculate the total cost of a commercial property lease including rent-free periods and rent reviews
Calculate ->Founder Salary Affordability Calculator
Calculate how much salary you can afford to pay yourself as a founder without harming your business
Calculate ->Crypto CGT Calculator
Calculate UK Capital Gains Tax on cryptocurrency disposals including the 30-day same-day rule
Calculate ->Crypto Income Tax Calculator
Calculate UK income tax on crypto received through mining, staking, airdrops, and referral rewards
Calculate ->Crypto Profit and Loss Calculator
Calculate profit or loss on cryptocurrency trades including exchange fees
Calculate ->Crypto DCA Calculator
Calculate the returns from dollar cost averaging into Bitcoin or any cryptocurrency
Calculate ->Crypto Break-Even Calculator
Calculate the price at which your crypto investment breaks even including all fees
Calculate ->Liquidation Price Calculator
Calculate the liquidation price for leveraged crypto positions on futures and margin trading
Calculate ->Staking Rewards Calculator
Calculate your cryptocurrency staking rewards and annual percentage yield
Calculate ->Crypto Mining Profitability Calculator
Calculate the profitability of cryptocurrency mining based on your hardware and electricity costs
Calculate ->Crypto Tax Loss Harvesting Calculator
Calculate tax savings from harvesting crypto losses to offset capital gains
Calculate ->Bitcoin vs S&P 500 Calculator
Compare returns from investing in Bitcoin against the S&P 500 over any time period
Calculate ->Crypto Portfolio Rebalancing Calculator
Calculate how to rebalance your cryptocurrency portfolio back to your target allocation
Calculate ->FIRE Number Calculator
Calculate your financial independence number and see when you could retire early
Calculate ->Safe Withdrawal Rate Calculator
Calculate how much you can withdraw from your portfolio each year in retirement
Calculate ->Coast FIRE Calculator
Calculate when your investments can grow to your FIRE number without further contributions
Calculate ->Net Worth Calculator
Calculate your net worth, liquid net worth, investable assets, and FIRE progress
Calculate ->Savings Rate Calculator
Calculate your savings rate and estimate how long it could take to reach FIRE
Calculate ->Financial Independence Age Calculator
Calculate the age when you could reach financial independence based on savings, expenses, and investment returns
Calculate ->