Last updated: April 2026
Staking rewards are not guaranteed
Staking exposes you to token price volatility, validator slashing, lockup periods, smart contract risk, and provider failure. In the UK, staking rewards can be taxable as income at the GBP value when received.
Asset preset
Staking rewards
£73.31
Effective APY after validator fees: 3.67%
Net rewards after tax
£58.65
This is an estimate based on marginal income tax and a simplified CGT treatment for reward price growth.
| Asset | APR | APY | Notes |
|---|---|---|---|
| ATOM | 18% | 17.58% | High yield |
| DOT | 14% | 13.43% | Higher risk |
| SOL | 7% | 6.5% | Popular |
| ETH | 4% | 3.67% | Most stable |
| ADA | 4% | 3.67% | Lower volatility yield |
| ETH <- Your choice | 3.6% | 3.67% | Your choice |
Staking is the process of locking cryptocurrency to support a blockchain network operations. In return, stakers receive new tokens as rewards. The annual yield varies by network from around 3-5% for Ethereum to 15-25% for some smaller networks. Higher yields typically come with higher risks.
APR is the base reward rate without compounding. APY includes the effect of reinvesting rewards to earn rewards on rewards. At 5% APR compounded daily, the effective APY is about 5.13%. The difference grows with higher rates and more frequent compounding.
HMRC treats staking rewards as miscellaneous income when the activity is not a trade. The taxable value is the GBP value when received. When you later sell or swap the staked tokens, Capital Gains Tax can apply on any increase in value from your receipt price.
This calculator is designed to help you understand the likely number before you make a decision or start an application.
Your result should be checked against official UK guidance, especially if your circumstances include dependants, exemptions, prior leave, or a complex immigration history.
Treat the figure as a planning tool rather than legal advice. Where the answer affects an application deadline or major payment, speak to an authorised adviser.
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