Last updated: April 2026
Insolvency warning
A statutory demand is not a normal payment reminder. Ignoring it can lead to bankruptcy for an individual or compulsory liquidation for a company. Get advice quickly if you have received one.
Qualification check
The total debt is at or above the £5,000 threshold for a individual.
Response deadline
4 days remaining
Individual set-aside applications are normally due by 19 May 2026.
URGENT: Contact a solicitor immediately.
It is a formal written demand for payment. If ignored for 21 days, it can support a bankruptcy petition against an individual or a winding-up petition against a company.
Pay in full, reach a written agreement, or challenge it if you have grounds. Individuals usually need to apply to set aside within 18 days.
Grounds include a genuine dispute, security that covers the debt, or other reasons that make it unjust for the demand to stand.
This calculator is designed to help you understand the likely number before you make a decision or start an application.
Your result should be checked against official UK guidance, especially if your circumstances include dependants, exemptions, prior leave, or a complex immigration history.
Treat the figure as a planning tool rather than legal advice. Where the answer affects an application deadline or major payment, speak to an authorised adviser.
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