yCalculator

Target Heart Rate Calculator

Last updated: April 2026

yrs

Method

Target heart rate summary

190 bpm

Estimated maximum heart rate

MethodBasic

General fitness target

Zone 2-3: 114-152 bpm

Heart rate zones

ZoneIntensityTarget BPMUse
Very light50-60%95-114 bpmWarm-up / recovery
Light / fat burn60-70%114-133 bpmEasy cardio / base fitness
Moderate / aerobic70-80%133-152 bpmEndurance training
Hard / threshold80-90%152-171 bpmPerformance training
Maximum90-100%171-190 bpmShort intense efforts

Medical limitation note

Heart rate zones are estimates for exercise planning. Medication, stress, caffeine, sleep, temperature, and fitness level can all change heart rate response.

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What is target heart rate?

Target heart rate is a training range based on exercise intensity. It helps estimate how hard you are working during cardio exercise.

How is maximum heart rate calculated?

Estimated maximum heart rate is calculated as maximum heart rate = 220 - age.

What are heart rate zones?

Heart rate zones split exercise intensity into five ranges, from easy recovery work to short maximum efforts.

Basic method vs Karvonen method

The basic method uses a percentage of maximum heart rate. Karvonen uses heart rate reserve and resting heart rate, so it is usually more personalised.

Which heart rate zone should I use?

Zone 1 is for warm-up and recovery, Zone 2 for easy cardio, Zone 3 for aerobic endurance, Zone 4 for hard threshold training, and Zone 5 for short maximum effort.

Limitations

Heart rate estimates are approximate and can be affected by medication, stress, caffeine, sleep, temperature, and fitness level.

What does this mean?

This calculator is designed to help you understand the likely number before you make a decision or start an application.

Your result should be checked against official UK guidance, especially if your circumstances include dependants, exemptions, prior leave, or a complex immigration history.

Treat the figure as a planning tool rather than legal advice. Where the answer affects an application deadline or major payment, speak to an authorised adviser.

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